Finance collapse underlines risks

Rosemary Sorensen | Bendigo Weekly | 26-Oct-2012

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The head of Bendigo’s Rural Finance said many other people are at risk in country Victoria from loan companies like Banksia.

“There are quite a number of legal firms that do this,” Rob Goudswaard said today, following the announcement that Banksia Securities’ debenture and loan entity has been placed into receivership.

“People will be romanced very often by high returns and with that comes a high risk.

“The encouragement for me will be if people understand what the risks can be.”

Banksia, which is based in Kyabram and has offices across Victoria and in Adelaide, is a non-bank lender.

Receivers McGrathNicol have frozen $660 million in investments and stopped interest payments on 20,000 debentures.

Premier Ted Baillieu was briefed by the receivers today (Friday) and also spoke to Prime Minister Julia Gillard about the collapse.

“Our interest is how the investors and the region will be affected,” Mr Baillieu said.

“We will stay in close contact with the Commonwealth (and) work with the Commonwealth in regard to any emergency relief that is necessary.

“There are likely to be some significant impacts but we do have some advice there will be some return to investors.”

Bendigo chartered accountants Richmond Sinnott & Delahunty signed off on the audit of Banksia’s accounts last month.

“I don’t know Banksia well enough to say what might have happened,” Mr Goudswaard said.

“In our experience of auditors they actually coach to quite a degree about how you assess the credibility of your loans, the processes you go through, where the weaknesses might be, and those things are very clearly articulated.”

Mr Goudswaard said Banksia has “four different entities”, one of which holds the loans and debentures.

“There’s only one in receivership, and I have no doubt the receivers will spend a lot of time working through all that,” he said.

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